Options for someone who cannot afford veterinary surgical procedures include pet health insurance, negotiating with veterinarians and working with animal welfare organizations. Individuals can also seek specific veterinary care assistance programs and use temporary credit, the Humane Society recommends.
Negotiating with veterinarians can include payment plans, offering to perform a service in exchange for treatment and finding veterinary schools that offer low-cost treatment, states the Human Society. Local animal shelters also can be helpful for inexpensive veterinary care. Pet health insurance, while not likely to assist with a pre-existing emergency, is a preventative measure that can avoid future dilemmas.
Although it is possible to raise money for veterinary care, the prognosis of the animal should be heavily considered before making major sacrifices, states the Human Society. If surgery ultimately reduces the quality of life for the animal, it may not be recommended. Additionally, treatment does not guarantee success.