Insurance for pet dogs may include health benefits, such as coverage for accidents and illnesses; prescription medications; chronic conditions; and emergency care. Pet protection insurance policies may provide reimbursement for accidental deaths, euthanasia and expenses related to finding lost dogs.
Pet health insurance typically covers unexpected expenses related to health, such as prescription medications for illnesses, accident-related surgeries and continuing coverage for chronic or hereditary conditions. Pets with pre-existing medical conditions are not eligible for pet health insurance.
Pet health insurance does not reimburse pet owners for recurring or expected fees, such as charges for boarding, teeth cleaning, yearly check-ups and vaccinations. By contrast, pet protection plans may reimburse pet owners on a per-incident basis for boarding or living expenses in addition to coverage for lost dogs and death-related expenses, such as cremation.