Banfield Pet Hospital does not offer insurance plans. As an alternative, it offers Optimum Wellness Plans for dogs and cats that include physical exams, vaccinations, disease screenings and other necessities as a comprehensive veterinary care package. The hospital offers five core plans based on a pet's health and age.
Banfield Pet Hospital distinguishes wellness plans from more typical insurance plans by making wellness plans proactive rather than reactive. For example, the Essential Wellness Plan for dogs includes two annual physicals, vaccinations, diagnostic testing and other items as well as unlimited free office visits and a 10 percent discount on other Banfield products and services. A pet insurance plan typically comes into play when an animal is hurt or falls ill, and does not cover certain conditions.
The Optimum Wellness plans can be customized or tweaked to include spaying or neutering services, flea and tick preventatives, and other options.
Banfield Pet Hospital recommends purchasing a wellness plan for all pets, regardless of their health or age. Even healthy, young animals need to be checked for parasites and other hidden ailments, and early diagnosis of various conditions can make them easier to treat or manage in the long run. A wellness plan can be paid in full or across 12 months depending on client preferences. The hospital also allows people to change to a higher level of care before the year is up if needed.