As of 2014, the average savings of a 30-year-old is between $5,000 and $9,999; the second most common range for this age is $10,000 to $24,999. These numbers vary based on location, family background and education.
For the group aged 33 to 44, the median savings amount is $61,000, compared to only $12,000 in the 25-to-32 range. The ideal amount in savings for a 30-year-old is enough to cover expenses for one full year. Thus the right amount varies depending on personal expenses. If a person lives frugally, he potentially saves enough in one to three years to reach this goal. Savings grow with time, since age 30 is quite young in terms of a person's expected work potential.