The qualifications required to rent furniture are set by the individual store or leasing agent and usually involve credit or income minimums. At Rent-A-Center, for example, applicants must provide proof of income and residency as well as four personal references.
Rent-to-own furniture has become a popular way for consumers to furnish their homes when they do not have access to credit. However, the high cost of this furniture is a drawback when the payments are spread out over several months.
The precise income or credit requirements depend on the value of the furniture being rented. More expensive furniture will require higher incomes to ensure the applicant can satisfy the leasing contract.