Q:

What are pre-manufactured homes?

A:

Quick Answer

Pre-manufactured homes are homes in the United States that were built in a factory to conform to the U.S. Department of Housing and Urban Development's Manufactured Home Construction and Safety Standards, more commonly known as the HUD Code. All pre-manufactured homes are constructed piece by piece on a permanent chassis, with each individual piece displaying a red certification label.

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Full Answer

All HUD-approved pre-manufactured homes feature a data plate affixed in a highly visible and accessible area of the house, such as on or around the electrical breaker box. A data plate cannot be replaced, and it is illegal to remove one from a pre-manufactured home. Doing so is likely to interfere with any financial or legal process involving the home, including buying, selling or insuring.

One of the main differences between pre-manufactured homes and modular homes is that pre-manufactured homes are required to be constructed on a permanent chassis. The individual parts of pre-manufactured homes are created under controlled conditions in a factory setting and then transported in one or more sections on the chassis. In contrast, modular homes do not require construction on a permanent chassis and are instead held to the same state, local and regional building codes as any other site-built homes.

The most common way to purchase a pre-manufactured home is through a retail installment contract with the retailer providing the home.

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