To find a grant for home repairs, speak with a government representative by contacting a local government office. Additionally, banks and lending institutions are familiar with the various grants that are available and can advise homeowners on which grants are suitable.
A government or banking representative can advise a homeowner on the necessary steps to take in order to receive a home repair grant, as well as help to determine grant eligibility. Federal, state and community governments offer home repair grants to homeowners with qualifying factors, such as low income or bad credit. Once a suitable grant program is found, proof of home ownership, proof of income and an estimate of the necessary repairs must be submitted to the granting agency along with the agency's grant application.
Home repair grants, especially those from the federal government, are generally not available for cosmetic repairs, such as room addition, painting or landscaping. These grants are reserved for structural, energy efficiency and safety concerns, such as electrical wiring, replacing or repairing windows and sealing air leaks. Some state and community governments offer special grants that are reserved for first time homeowners and the elderly, or are used for beautification purposes and historical or environmental preservation.