Local, state and federal government agencies and some schools, along with financial institutions such as banks and stock markets, close on the third Monday of January. The federal holiday is the day Martin Luther King, Jr.'s birthday is observed.
For example, city offices in San Diego closed in 2015 to observe the holiday, including public libraries, schools, pools and recreation centers. Post offices also observe the federal holiday. In Minnesota, traditional bank branches closed while those within some supermarkets remained opened in January 2015. Grocery stores, restaurants, retail centers and mass transit services remained open.
Trash collection that occurs on Mondays may run as scheduled, if the company is run by a non-governmental agency. City-run trash collection is typically delayed by a day. Some public transportation options may run on weekend routes instead of normal timetables.
Government offices re-open the following day. Some agencies see increased business and longer wait times on the day after the closures due to people who could not reach these services on the actual holiday. Federal government workers who work on federal holidays receive holiday pay for their work. If the actual holiday occurs on a weekend, the observance of the federal holiday may happen on another day.