Q:

What are some services of CalPERS long-term care?

A:

Quick Answer

CalPERS long-term care services include assistance with daily living activities and supervision for individuals with cognitive impairment. In general, long-term care provides personal, rather than medical, services. CalPERS is the California Public Employees Retirement System. California public employees and eligible family members can purchase long-term care coverage through CalPERS.

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Full Answer

CalPERS long-term care coverage can help individuals pay for the cost of assistance due to illness, injury or aging. The coverage can provide help with daily living activities, such as bathing, dressing and eating. Long-term care coverage can offer supervisory care for individuals with Alzheimer's disease or other cognitive impairments. Other services covered by CalPERS long-term care include nursing home care and adult day care.

Long-term care insurance allows individuals and their families to have more options for care when facing impairment due to aging, injury or illness. In 2014, the U.S. government found that 70 percent of individuals 65 and older need long-term care services during their lives.

California created its retirement system in 1931. Its initial purpose was to provide state employees with pensions, but in the 1960s, the system expanded to include health insurance. California established CalPERS long-term care coverage in 1990. Long-term care coverage is available to California public employees' family members, including spouses, parents, adult children and adult siblings.

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