Q:

What are the pros and cons of home health care?

A:

Quick Answer

The pros of home health care are that it allows an elderly person to live at home as long as possible and is less expensive than assisted living. The biggest con is that home health care does not provide coverage around the clock.

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Full Answer

According to SeniorLiving.org, one survey found that 90 percent of aging adults would prefer living at home rather than entering a facility. Home health care provides just that. Caregivers come into the home to provide help with daily activities that the aging person has difficulty doing, such as cooking meals, light housekeeping or grooming. Some caregivers provide transportation and other duties.

Home health care can be much less expensive than assisted living, with the average cost, as of 2015, starting at about $80 a day. In comparison, an assisted living arrangement costs about $200 a day, as of 2015. Home health care may be a solution for seniors on a tight budget.

Medicare, Medicaid and private insurance pick up at least some of the cost of home health care. A person only pays for the service needed, rather than for all the services associated with assisted living facilities. The only real con for home health care is that it usually takes place several hours a day at most. Round-the-clock care is more expensive.

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