Q:

What procedures are covered by military retiree dental plans?

A:

Quick Answer

Retired military personnel are eligible for the Tricare Retiree Dental Program, which covers a variety of dental procedures including diagnostic, restorative, preventative and emergency services. Only certain services are covered during the first 12 months of enrollment, but additional services are covered after 12 months of continuous enrollment in the plan.

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Full Answer

Some of the additional services covered after one year of enrollment include crowns, bridges, dentures, implants and orthodontic work.

The Tricare Retiree Dental Program generally only covers a portion of the cost of the dental services. The only exception is diagnostic and preventative services such as X-rays, exams and teeth cleaning, as TRDP covers 100 percent of the costs of these procedures. TRDP covers 80 percent of the cost of other preventative services like sealants and also for emergency services or basic restorative services such as cast crowns or overlays.

The plan covers 50 percent of the costs of all of the additional services that are available after the first year of enrollment, and it covers 60 percent of the costs of oral surgery, endontic or periodontic work, drugs and anesthesia services.

TDRP insurance is available to any member of the uniformed services that is eligible for retirement pay, as well as those that would be eligible but are under the age of 60. Spouses of retired military personnel are also eligible for the program, as are any of their children who are under the age of 21.

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