What Are Some Popular Cosmetic Insurance Plans?


Quick Answer

While there are no insurance plans in the United States that cover the cost of elective cosmetic surgery except in rare circumstances, the American Cosmetic Surgery Network offers members discounts on such procedures and provides a vetting service to find an appropriate surgeon, explains the ACSN website. Financing companies that help alleviate the cost of cosmetic surgery include American Benefit Credit, Chase Health Advance, Cosmetic Surgery Financing, Health One Financial and Surgery Loans, according to the Plastic Surgery Portal.

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Full Answer

As the only dedicated nationwide cosmetic surgery network within the United States, the American Cosmetic Surgery Network features discounts for cosmetic surgery, notes ACSN. It is comprised of a large group of surgeons who meet certain criteria, including maintaining board certification.

Accepted at more than 160,000 clinics nationwide, American Benefit Credit offers a variety of loans with no interest and extended payment options, states the organization's website. These loans and payment options cover procedures ranging in price from $1,500 to more than $100,000, and they can be used to cover the full cost of a procedure or just partial expenses not paid for by insurance, such as co-pays, deductibles and treatments.

Featuring revolving lines of credit of up to $5,000, Chase Health Advance offers no interest payment plans for up to two years, according to the Plastic Surgery Portal. In some circumstances, it extends the payment plan for up to four years.

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