The total cost of brain surgery ranges from around $26,000 to $150,000 or more. Charges for brain surgery vary by location, facility and type of surgery performed. Charges may be adjusted by insurance companies, reducing the total amount paid for a claim.
Most insurance companies cover brain surgeries, but patients usually have to pay copays or deductibles. Copayments generally range between 10 and 50 percent of the total bill, but most plans include out-of-pocket limits for each coverage year. Someone undergoing brain surgery is likely to reach out-of-pocket limits, so the plan would pick up any additional expenses. Expenses related to brain surgery include hospital charges, physician's fees, bills for anesthesia and charges for physical therapy, medications and other post-op recovery treatments.