Medicare covers cataract surgery because it is a medically necessary procedure, according to the Medicare website. Patients covered by Medicare are required to meet their deductibles and any applicable co-payments when they receive care.
Medicare advises patients to find out the costs of the procedures and services they need, so they can estimate out-of-pocket expenses. Whether the procedure is done on an inpatient or outpatient basis makes a significant difference in the final bill amount. Medicare officials expect patients to check with any supplemental or other insurance providers they may have in order to determine how much the patient pays, states the Medicare website.