Some good government programs for senior citizens include the federal reverse mortgage program and Medicare. Some federal programs to benefit low-income individuals, including seniors, are Medicaid, the Supplemental Nutrition Assistance Program and the Home Energy Assistance Program.
The federal reverse mortgage program provides a monthly income to those aged 62 and older who own a home with substantial equity. The Section 8 housing voucher program helps low-income and disabled senior citizens with money to pay for housing.
Medicare and Medicaid programs are also good government programs for senior citizens who are Social Security beneficiaries. These programs help to provide hospital and medical insurance benefits and also offer prescription medicine coverage, managed care plans, nursing home care and home health care benefits.
The Supplemental Nutrition Assistance Program, or SNAP, helps low-income individuals, including senior citizens, to pay for food. There are strict qualification limits. The Home Energy Assistance Program, or HEAP, is another good federal program for senior citizens that helps to provide cash grants to those who are eligible to pay a portion of a home's heating expenses. While this is a federal program, it's administered individually by each state; therefore the states determine the amount of benefits that are provided to each eligible household. Each state determines its own eligibility rules within the federal guidelines regarding the income and asset limits needed in order to qualify for HEAP.