Some federal housing options for seniors include housing counseling, reverse mortgages and public housing in the form of apartments and mobile homes. There are also housing choice vouchers from section 8 programs.
Seniors can choose to stay in their current homes and still get help from the government, which offers housing counseling to help them pay their current mortgage or get a reverse mortgage. There are also some housing programs that offer a limited-time lower mortgage rate, allowing seniors to catch up on their finances. For seniors who want to move, there are section 8 housing vouchers, low-income apartments and mobile homes, and other public housing programs. Elderly people with disabilities who can no longer work might also be eligible for additional housing opportunities in their area.