Is the Cost of Vision Insurance Worth It for Seniors?

Depending on the person's needs, vision insurance may or may not be worth it for seniors, states Seniors should compare prices for full vision packages, discount vision plans and out-of-pocket costs to determine which course of action is most beneficial for their personal needs.

Full vision packages typically offer a dollar amount that patients can use per year, according to This is a good option for seniors who have known issues and plan on receiving an exam and purchasing contacts or glasses within the year.

Discount vision plans offer lower monthly premiums, but they typically only cover a percentage of the vision costs. Seniors should consider the monthly premiums for both types of plans and compare those to anticipated out-of-pocket costs to determine which plan will be most beneficial for their needs.