Individuals seeking financial help or medical coverage can apply for Medicaid, a joint federal and state program reserved for people with limited financial resources and income, according to the Centers for Medicare & Medicaid Services. Medicaid also helps qualified individuals with personal care services and nursing home care.
People seeking help through Medicaid can apply through their state's Department of Health and Human Services, explains the Centers for Medicare & Medicaid Services. Guidelines for eligibility and the application process vary by state. Eligibility is based on income, disability, family status and household size. In some states, individuals qualify for Medicaid based solely on family size and income.
Residents who do not qualify for Medicaid may still qualify for the Medicaid spend-down program, explains the Centers for Medicare & Medicaid Services. The spend-down program qualifies individuals who do not meet income requirements yet they have been proven to be medically needy. The process allows eligible residents to subtract medical expenses from annual income.
Some individuals may qualify for both Medicaid and Medicare, typically deemed dual eligibles, according to the Centers for Medicare & Medicaid Services. Dual eligibles may be able to have all health care costs covered by the joint federal and state programs.