Many dentists offer financing plans to make it easier for patients to bear the costs of dental treatments and procedures. Some financing plans are only available to credit card holders.
Two types of financing plans are offered in the dental industry. As the name suggests, no-interest dental plans do not require clients to pay interest, but the bill must be paid off fairly quickly (such as within six to 18 months). If the bill is not paid in full within the predetermined time period, interest is added. Alternatively, low-interest financing plans require clients to pay interest from the date of purchase, but they may allow as long as five years to pay the bill in full. The cost is split into equal amounts that are due every month.