Blue Cross and Blue Shield, or BCBS, offers a wide range of Medicare supplement insurance policies to address gaps in a Medicare policy that vary between states, according to BCBS of Texas. These policies apply to multiple categories of Medicare, ranging from Medicare A through Medicare F.
Blue Medicare Supplement insurance plans require the policyholder to pay for the increased benefit of additional coverage, as Blue Shield of California reports. Some branches of BCBS offer Medicare Select, which is an affordable plan option that restricts the policyholder to specific hospitals that have been approved within the BCBS network, according to BCBS Illinois. Additionally, Blue Shield of California offers its supplemental policyholders additional dental and vision plan packages that lower out-of-pocket expenses within the agency's network.
In general, BCBS companies around the United States offer Medicare A and B plans as basic plans, while Medicare C, F and G are premium plans that provide partial or complete coverage of deductibles, which is the money paid to the health care facility by the patient before Medicare covers the cost of treatment, according to BCBS Illinois. Plan F is a comprehensive and popular plan that covers all deductibles and any excess charges from Medicare B plans in addition to emergencies outside the United States, according to Blue Shield of California.