The average cost of anterior cruciate ligament, or ACL, surgery for people without health insurance, as of 2015, ranges from about $20,000 to $50,000. People with health insurance can expect out-of-pocket costs ranging from $800 to $3,000 or more, according to CostHelper.
Costs involved in ACL surgery include fees for the surgeon, facility, anesthesia and graft, if necessary, explains CostHelper. Medical equipment, such as knee braces and crutches, can cost an additional $500 or more. Physical therapy, which patients must undergo before and after surgery, can cost upwards of $50 per hour, adding $1,000 or more to the overall cost. Pain medication, which patients usually require following surgery, is an additional cost.
The anterior cruciate ligament is one of the ligaments attaching the femur to the tibia, according to CostHelper. ACL surgeries often occur as a result of sports injuries.