In general, U.S. Workers' Compensation laws will vary from state to state according to the Department of Labor. The exceptions are the federal programs administered by the Department of Labor's Office of Workers' Compensation Programs. As of 2015, this office oversees four programs: the Federal Employees' Compensation Program, Coal Mine Workers' Compensation Program, the Longshore and Harbor Workers' Compensation Program and the Federal Employees' Occupational Illness Compensation Program.
Workers' compensation programs are designed to protect employees who are injured while working by providing monetary awards. For most workers, the programs fall under state laws, which can vary. For example, any business in Maine or Ohio that has at least one employee must carry workers' compensation insurance, while businesses in North Carolina are exempt if they have less than three employees.