What Is Workers Compensation?


Quick Answer

Workers' compensation is state-mandated insurance that compensates employees when job-related injuries or illnesses prevent them from working. The federal government has a workers' compensation insurance program for federal employees, while each state is required to have its own laws and workers' compensation program.

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Full Answer

Employees are entitled to workers' compensation benefits regardless of who is at fault for the illness or injury. Worker's compensation insurance covers medical bills, disability payments, rehabilitation and retraining expenses that were the result of the illness or injury. Employees can find up-to-date information on worker's compensation information at their local worker's compensation office. The location of the offices can be found the U.S. Department of Labor's website.

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