Worker compensation benefits include medical care, rehabilitation, disability benefits and death benefits, according to NOLO. Medical care generally covers hospital and medical expenses, whether for diagnosis or treatment, but specific benefits vary between states. Disability benefits are intended to serve as a substitute for wages during periods when work is not possible due to injury or illness.
The amount of disability benefits that workers are entitled to depends on how much they were earning prior to the injury or illness. Disabilities are categorized as either temporary or permanent and either partial or total, but benefits are available in all cases. A partial disability is one that does not entirely prevent an individual from working, whereas a total disability is one that makes work entirely impossible, states NOLO.
Generally, only conventional medical treatments are covered by worker compensation benefits. However, therapies such as counseling and acupuncture may be covered. Rehabilitation refers to such care as physical therapy, where the intention is to restore an individual's ability to wok. In addition to medical treatment, worker compensation benefits typically cover the expense of special equipment, such as wheelchairs or mobility vehicles.
Death benefits are paid to a deceased worker's financially dependent relatives, whether this is a spouse, child, parent or even sibling. The amount paid will usually be a percentage of earnings, sometimes paid as a lump sum. Expenses covered might also include funerals and burials.