In addition to negotiating directly with the doctor or hospital, there are multiple avenues for getting help with medical bills, including federal and state government assistance and private sources, as detailed by U.S. News & World Report. Anyone dealing with overdue medical bills should pursue as many of these options as possible.
Medical bills are not ironclad even after receiving a statement from a provider; doctors and hospitals consider individual circumstances and can negotiate in the event of financial hardship, as U.S. News & World Report explains. A medical billing specialist can assist in arranging new terms.
Crowdfunding is an unorthodox but increasingly popular way to raise money to cover medical expenses, states U.S. News & World Report. The online organization GiveForward is one of many groups that organize public charitable donations for various causes, including medical assistance. Anyone whose personal story may garner enough public support should consider a social media campaign through websites such as Giveforward.com or Gofundme.com, as explained on their websites.
Lastly, government assistance is available for those who qualify, according to USA.gov. The website provides information and links for various state and federal organizations that assist with unpaid medical bills. Depending on factors such as veteran status, age or income, beneficiaries may qualify for major programs, such as the Department of Veterans Affairs, Medicare or Medicaid.