How Do You Find Unclaimed Government Money?


Quick Answer

Individuals find unclaimed government money by using the National Association of Unclaimed Property Administrators website to search state government unclaimed property office databases, reports USA.gov. Other sites with searchable databases include the official websites for the Federal Deposit Insurance Corporation, the National Credit Union Administration, the Pension Benefit Guarantee Corporation and the IRS.

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Full Answer

When money in bank accounts, stocks, uncashed payroll checks, insurance payments and utility security deposits remains unclaimed for one or more years, companies or financial institutions turn it over to state unclaimed property offices, according to the National Association of Unclaimed Property Administrators. Although state officials attempt to locate the owners through means such as websites, public data analysis and public awareness events, much of the money remains unclaimed. The National Association of Unclaimed Property Administrators sponsors a search engine called Missing Money that consolidates unclaimed money data from many states and maintains a map on its main web page where individuals can conduct a state by state search.

Individuals can search for unclaimed money from failed financial institutions by searching the database of the Federal Deposit Insurance Corporation, states USA.gov. The National Credit Union Administration has a list of unclaimed deposits from failed credit unions. The Pension Benefit Guarantee Corporation has a searchable database of unclaimed pensions. The IRS has a toll-free phone line to assist taxpayers searching for lost refunds.

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