Doing a title search involves researching a property through the tax assessor’s records and visiting the county clerk for title information. Title searches can reveal ownership of the property and any existing liens.
Property records are public records that can be accessed by anyone. Property tax records can be found at the county tax assessor’s office. Lot and parcel numbers are usually part of these records. The county clerk or courthouse can help with locating titles and deeds. The information from the property tax records obtained at the tax assessor’s can be helpful in locating the correct property. When searching for a title, pay close attention to the property owner’s name, when the title was recorded and any liens outstanding on the property. Information on any lenders should also be listed.
Potential buyers should use all of this information to ensure that the property being purchased does not have any liens that prevent getting a clean title. Otherwise, you may encounter legal problems once you purchase the property. Title insurance is also another option to prevent future issues with previous liens on the property. This insurance can protect new buyers from legal obligations depending on the kind of policy purchased.