Q:

How do you start the worker's comp claim process?

A:

Quick Answer

When an employee is injured on the job, he must notify the employer as soon as possible, or within 30 days. The worker must obtain medical treatment and file a claim with the appropriate worker's comp organization in his state.

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Full Answer

Worker's comp is set up to pay an employee's medical bills when he is injured or becomes ill on the job. Employees may file a claim online in most states. Worker's comp insurance is paid by the employer and not deducted from an employee's salary, according to the New York State Workers' Compensation Board.

  1. Seek medical attention
  2. Seek medical attention as soon as possible. The doctor will file a Doctor's Initial Report and mail it to the appropriate state office for processing.

  3. Notify the employer
  4. Tell the employer about the illness or injury as soon as possible. Most states impose a 30-day limit on worker's comp cases.

  5. File the claim
  6. File a claim according to state guidelines. Most states allow online claims while others require a paper form mailed to the appropriate state agency. Be sure to include all necessary paperwork along with the claim.

Most agencies will respond to claims by mail. Response times vary so check with the local agency for more information.

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