Q:

How are Social Security payment dates determined?

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Quick Answer

A Social Security payment date depends on the recipient’s birthday, and it can be the second, third or fourth Wednesday of the month, About.com explains. Exceptions occur only if individuals also receive Supplemental Security Income or first received a payment before 1997 or if the payment date is a holiday.

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Full Answer

Individuals born between the first and tenth day of the month are paid on the first Wednesday, those born between the eleventh and twentieth are paid on the second Wednesday, and those born between the twenty-first and thirty-first day are paid on the third Wednesday, About.com explains. Recipients of both Social Security and Supplemental Security Income and all recipients who gained beneficiary status before 1997 are always paid on the third of the month. If the payment would occur on a holiday, it occurs on the day before instead.

Individuals receiving Social Security payments can choose between direct bank account deposits and deposits to a debit card issued specifically for federal benefit payments, About.com notes. This debit card is accepted wherever Debit Mastercard is accepted. Social Security payments via paper checks have been discontinued as of March 1, 2013. Only individuals older than 90 at the date of discontinuation may be eligible to continue receiving paper checks.

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