What Is Social Security Disability?


Quick Answer

Social Security Disability (SSD) is a federal program in the United States that offers long-term insurance and benefits to qualified people with disabilities. Social Security Disability is one of two disability programs run by the Social Security Administration, along with the Supplemental Security Income program.

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What Is Social Security Disability?
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Full Answer

Social Security Disability sometimes covers the family members or dependents of those who qualify for coverage. Potential recipients of SSD insurance must go through an application process and be approved for coverage based on several factors. First, applicants must meet the SSD definition of disability, which includes being unable to work previous jobs or to pursue other types of work due to debilitating physical or mental conditions. Additionally, applicants must have a condition that is expected to be debilitating for at least one year or to eventually end in death. Applicants must also meet requirements for the amount of money paid into Social Security up until the time of disability.

Social Security Disability may require the recipient to visit a specific doctor to monitor the disabling condition, even if the recipient has a doctor already. Recipients of monthly monetary payments from Social Security Disability are automatically enrolled in the Medicare program after two years of receiving benefits.

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