The Social Security Direct Express card is a prepaid debit card for people who wish to receive supplemental security income and Social Security deposits electronically. Monthly benefits from the federal government are deposited automatically onto the debit card for recipients to use on purchases or to withdraw cash.
Recipients of supplemental security income or Social Security benefits can opt to receive payments on the Direct Express card instead of receiving a check each month. The Direct Express card can be used at retail stores, automated teller machines, online bill pay and for money orders. The Direct Express card does not require a minimum balance, and users are not required to undergo a credit check.