Q:

What should you know about scammers?

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Quick Answer

Things people should know about scammers include strange requests, the urgent tone of an email, or grammar and spelling issues from emails that look like they came from reputable companies, the Better Business Bureau warns. Vague subject lines and a large number of recipients when the email seems to be intended for one person are other signs of scammers.

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Full Answer

People should avoid sending money to an unknown online seller, the Federal Trade Commission advises. People should only do business with sites they trust, and if a person must buy items through online auctions, use payments that provide protection, such as a credit card. If a person finds a good deal but is not familiar with the company, searching for reviews, scams and complaints about the company can give a consumer more insight.

When applying for a job, grant or loan, never pay a fee first when there's a promise of a big payoff at a later date. Scammers may also ask people to deposit checks and wire money back. Banks have to make funds available within days, but it could take weeks to uncover a scam, so if a deposited check turns out to be a scam, the person who deposited the check is responsible for paying the bank back, the Federal Trade Commission notes.

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