To qualify for HUD-subsidized housing, individuals or families must not exceed the annual gross income limits established, according to the U.S. Department of Housing and Urban Development. Applicants must have U.S. citizenship or immigration status.
Individuals or families may also qualify if deemed to be disabled or elderly, according to the U.S. Department of Housing and Urban Development. Applicants must provide references who can attest to the character of the potential residents, and they may be required to undergo a home visit or interview. During the application process, the local housing authority typically requests financial documentation that shows proof of income, current and past employers, names and addresses of banks, and a detailed list of debts and assets to determine eligibility. Applicants may also be required to present birth certificates and tax records during the application process.
Public housing options were designed to serve low-income families and individuals with affordable and safe homes or apartments to rent. As of 2015, approximately 1.2 million households live in housing units with many managed by local housing authorities, according to the U.S. Department of Housing and Urban Development. Rent for HUD housing is based on anticipated gross annual income of the individual or family residing in public housing.