Individuals can place a lien on debtor's property by filing a lawsuit in court to prove the money is owed to them, says the Houston Chronicle. From there, a judgment is awarded and filed accordingly. The judgment is notice that the debtor's property is subject to a lien.
Individuals looking to file a lien on a debtor's property must obtain a court order that directs the debtor to pay what is owned, states the Houston Chronicle. The debtor does have an opportunity to answer the claim and explain why the debt may not be valid. If the court believes the debt is valid, they issue a judgment to the claimant.
In order for the notice to be made public, the judgment must be filed in places where assets are held, such as clerk of courts for real property, department of motor vehicles for cars and other registered vehicles, and the bank in which bank accounts are held. This judgment serves as a legal notice that the debtor's property is subject to a lien, that the judgment has been attached to the property and is not able to be transferred by the debtor freely without the judgment amount first being paid, explains the Houston Chronicle.