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What is the purpose of a garnishment letter?

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Quick Answer

The purpose of a garnishment letter is for an employer to advise his employee that the employer received a summons for garnishment, so the employee should expect deductions in his pay to comply with the summons, the Houston Chronicle explains. The employer is responsible for advising his employee of the pending withholdings from the employee's pay.

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Full Answer

The garnishment letter includes the employee's full name and Social Security number, the Houston Chronicle notes. The letter also indicates why the employee is receiving the letter and indicates the percentage or amount to be deducted. The employer advises the employee when to expect the deductions to begin and how long to expect them to last. The employer includes the name of the party requesting the deductions and information on how the employee can stop the garnishments. The employer must clearly state that the wage garnishment is coming from another source.

A wage garnishment is a drastic measure used to collect on a debt, the Free Dictionary explains. Garnishment allows a creditor to seize the property of a debtor when that property is not in possession of the debtor, such as wages. Wage garnishment, regulated by statutes, is generally for use by a creditor who has obtained an order or judgment against a debtor.

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