Q:

What programs offer housing grants?

A:

Quick Answer

The MacAuthur Foundation, the U.S. Department of Housing and Urban Development, and the U.S. Department of Veterans Affairs offer housing grant programs. Check with city or county government offices, as local programs often exist as well.

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Full Answer

The MacArthur Foundation distributes its housing grants through local community organizations and nonprofits whose goal is to provide affordable and stable housing to individuals and families who may otherwise have a difficult time achieving home ownership. The MacAuthur Foundation also provides these groups with grant money to assist low-income families with finding safe rental properties.

The U.S Department of Housing and Urban Development provides grants to state and local governments and nonprofit organizations to assist first-time home buyers with costs, such as the down payment or closing costs. Program participants must attend a HUD-approved Housing Counseling class. These classes teach home buyers how to organize their finances in a way that prepares them for home ownership.

HUD also funds the Housing Choice Voucher program, also known as Section 8. Section 8 grants provide rental payment assistance for very low-income families.

The U.S. Department of Veterans Affairs provides housing grants to military veterans with permanent service-related disabilities. These grants may be use to build or purchase a home adapted to their disability, or to modify an existing home to accommodate the veteran's needs.

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