Who Pays for Nursing Home Care?


Quick Answer

Paying for nursing home care often begins with the resident paying out of pocket. As time goes on, residents may qualify for Medicaid, which can cover doctor's bills, prescriptions, vision care, dental care, personal care services, medical equipment and nursing home care.

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Who Pays for Nursing Home Care?
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Full Answer

The most individuals over the age of 65 spend at least a brief stay in a nursing care facility. In addition to paying out of pocket for nursing home care with bank accounts and stocks, some insurance companies allow a portion of an individual's life insurance to be used to minimize the cost of nursing home care. After a time, Medicaid may also help pay for nursing home care and intermediate assistance, but with limits on who qualifies, Medicaid is not an option for everyone faced with paying for nursing home care.

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