How are payment dates for Social Security and disability benefits chosen?


Quick Answer

Social security and disability payment dates depend on the type of benefit received and the date the beneficiary filed for benefits. If a recipient is paid on the third of each month, the recipient may change the date the payment arrives permanently if all beneficiaries agree.

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Full Answer

If a Social Security recipient filed for benefits before May 1, 1997, payment is made on the third day of the month that the payment is due. For those who filed on or after May 1, 1997, payment dates are based on the date of birth of the recipient. Those born from the 1st to the 10th receive payment on the second Wednesday of each month, while those born from the 11th to the 20th get paid on the third Wednesday of each month. Recipients born after the 20th receive their benefits on the fourth Wednesday of each month.

Some beneficiaries still receive payment on the third of each month, even if they filed after May 1, 1997. These recipients include those who also receive SSI payments, beneficiaries who deem their income to an SSI recipient, those whose Medicare benefits are paid for by his or her state of residence, beneficiaries living in foreign countries and recipients of garnished payments, as well as critical payment system payments or tax levy payments. SSI recipients receive payment on the first of each month.

Those who are paid on the first or third receive payments dated and delivered on the preceding day if the payment date falls on a Saturday, Sunday or federal holiday.

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