A novice driver is a new, inexperienced driver who holds a learner's permit. The word novice is defined as young, new, inexperienced or a beginner.
Insurance companies might consider a novice driver to be a high-risk driver due to the lack of on-the-road driving experience. In Australia, a novice driver can fall into two categories: novice driver type one or novice driver type two. A type-one driver has held a combination of a learner's permit and driver's license for less than one year. A type-two driver has held a driver's license longer than one year but less than two years.