Some New Jersey disability insurance laws detail specific eligible conditions, specify the length of coverage and regulate the relationship between private plans and the State Plan, explains the Department of Labor and Workforce Development. Individuals with alcoholism or alcohol-related illnesses are eligible to collect disability benefits if they are being treated by a licensed medical practitioner. Individuals with an illegal drug addiction qualify if participating in a substance abuse program, are certified as disabled and no longer use illegal drugs.
Pregnancy and birth are possible conditions that are eligible to receive temporary disability insurance benefits, according to the Department of Labor and Workforce Development. If a doctor certifies the woman is disabled, she typically receives benefit payments for up to four weeks before a normal pregnancy's due date and for up to six weeks after the baby is born. The length of coverage can increase if the doctor certifies the woman has a pregnancy-related complication, she delivers via a Caesarean section or she has another disability at the same time.
New Jersey employees who exhaust all disability benefits in their employer's private plan are not eligible to collect State Plan benefits, says the Department of Labor and Workforce Development. Individuals are not covered by the State Plan if they have coverage under an approved private plan.