Q:

How do you locate affordable health care for women?

A:

Quick Answer

Locate affordable health care for women by contacting a local Health and Human Services department of the state of residence to apply for medical benefits, compare health care premiums of private insurance companies and determine if an employer-based health care plan is available. Government-based health care plans are also available for women at an affordable rate based on income through the HealthCare.gov website.

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Full Answer

State health insurance plans for women vary based on Medicaid rules and restrictions. Women with a qualifying income or demonstrated need may qualify for limited health care insurance or access to free clinics and prescriptions. The Affordable Health Care Act, established in 2010, expanded Medicaid coverage for qualifying individuals. The 2012 provisions to the act stipulated that as of 2014, eligible individuals with health coverage through the Act receive health care fully funded by the government for up to three years.

Women can qualify for health care coverage through state or federal government agencies if they have a minimum eligibility level of 133 percent of the federal poverty level. For example, in 2011, a family of four must have a combined income of less than or at $29,700. Additional provisions apply for adults over 65 and for coverage of children under a state- or federally funded health care plan.

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