The official Social Security website has tools for checking benefit eligibility and estimating retirement, survivors and disability benefits for workers and their spouses. Also available are retirement age, life expectancy, and spousal benefits calculators.
The Social Security Quick Calculator gives a rough estimate of benefits in present or future dollars and can be completed online. The website also provides the Detailed Calculator, which must be downloaded and installed on a computer, for the most precise estimate of retirement, disability and survivors benefits. The Retirement Estimator calculates monthly benefits based on an actual earnings record, and the Benefits for Spouses Calculator shows the effect on a spouse's benefits from early retirement.
The Social Security website also provides planners for retirement, disability, and survivors benefits so that workers can plan their financial futures. These planners include benefits calculators, eligibility requirements, application instructions and information for family members.
Supplemental Security Income is a federal benefits program aimed to help elderly, blind and disabled people with low or no income. The application is free and available online at the SSA website along with the applications for Medicare and disability benefits. Applicants may create My Social Security accounts to save their benefits calculations, view their benefits statements and appeal benefits decisions.