How does HUD help seniors afford assisted living?


Quick Answer

HUD offers a number of programs to help seniors with housing, including public housing, subsidized housing and housing vouchers. As of 2015, most HUD housing programs have waiting lists, especially in metropolitan areas.

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Full Answer

The Housing Choice Voucher Program, which was formerly known as Section 8, provides vouchers that can be used to pay rent for housing in the private market for low-income individuals, the disabled and seniors. This program is the largest assisted housing program HUD administers.

Another type of housing available for seniors is the Section 202 housing program. This rent-assisted program is geared toward seniors and the disabled to allow them to live independently when possible, but it provides some assistance with daily living chores. The type of services and housing varies by community.

To be eligible for this program, individuals must be 62 or older and have a very low income -- roughly 50 percent of the area median income. The type of housing is typically one-bedroom apartments that each feature a bathroom and kitchen plus special features such as ramps, grab bars and non-skid flooring. Other amenities include housekeeping, transportation to health care and home-delivered meals. Waiting lists for this program can be a year or longer.

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