What are HUD programs?


Quick Answer

HUD programs are programs offered by the United States Department of Housing and Urban Development designed to assist low-income people with rent and home buying. HUD also offers a number of programs to communities, including health care facility loans and community planning and development programs.

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Full Answer

The United States Department of Housing and Urban Development has many assistance programs in place to help communities and individuals obtain housing, grants and other forms of assistance. Community Planning and Development programs include the provision of decent housing and the expansion of economic opportunities for low- to moderate-income individuals. Programs are developed with the help of both the government and private sector, which includes profit and nonprofit organizations.

HUD's programs in public housing provides safe rental housing for low-income families, in both single-family homes to apartment buildings for the elderly. The general requirement for these programs is based on the applicant's annual gross income and eligible U.S. citizenship or immigration status. If the applicant is eligible, the public housing agency checks his references to be certain the applicant and his family would be good tenants. Applicants who may have practices that could have a detrimental effect on other tenants won't be accepted into the program.

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