Housing benefit is a social-security benefit intended to assist in housing costs of rented accommodations in the United Kingdom. According to Wikipedia, this housing benefit amounts to £23.8 billion in 2013-14, comprising 30 percent of the U.K. welfare budget. Most applicants can use a benefits calculator to determine the housing benefit by entering information about savings, income, existing pensions and benefits and income for others living in the household.Continue Reading
In order to calculate housing benefits, the applicant must also include outgoings and expenses, such as childcare payments, mortgage and rent, and the council tax bill payment amount. Benefits calculator software can help determine the type of benefits available, how to claim those benefits, and how these benefits can change if the applicant finds employment.
There are limitations as to who can use a benefits calculator and receive accurate results. A benefits calculator does not produce accurate results for individuals who are under 18 years old, a student, a prisoner, on strike, permanently living in a nursing home or residential care, not a UK resident and not an Irish or British citizen. Further information provided by housing benefits calculators are income-related benefits, contribution-based benefits, Carer's allowance, Council Tax Reduction and Universal Credit.
The housing benefit does not apply to residents living in the United States; however, according to MSN Money, America faces the same problem of making housing affordable for its citizens, particularly in major metropolitan areas.Learn more about Social Services
Eligibility for Section 8 is determined by local public housing agencies designated by the United States Department of Housing and Urban Development, or HUD, and is based on income, assets and family size. Applicants must be U.S. citizens or eligible non-citizens.Full Answer >
To apply for low-income housing, submit a written application that contains information like the applicant's personal information, family characteristics or circumstance, anticipated household income for the next 12 months, along with the source of the income and banking information for verification, to a local housing agency, or HA, or to a local United States Department of Housing and Urban Development, or HUD, field office. Eligibility for low-income housing is dependent on whether the applicant's household income falls below the income limit set for the state that he or she resides in. The HUD considers an applicant to fall into the category of having a lower income if the household income is 80 percent of the median income, and into the category of very low income if the household income is only 50 percent of the median income.Full Answer >
To apply for public housing or renter's assistance, including the federal Section 8 Housing Choice Voucher Program, applicants may contact the nearest Public Housing Authority office. To apply for mortgage assistance to help avoid foreclosure, homeowners may contact the Federal Housing Administration's Making Home Affordable program.Full Answer >
You can apply for emergency housing services by contacting state, local and charitable recipients of the U.S. Department of Housing and Urban Development's Homelessness Assistance program. The HUD's website provides a directory of both available homeless services and state, local and charitable organizations that receive and disperse the funds.Full Answer >