The Government Employees Health Association, or GEHA, provides medical, vision and dental health insurance to federal government employees and their families. Coverage includes emergency room visits, prescription medications, pregnancy and dental examinations. As of 2015, GEHA is the second largest dental plan and second largest medical plan in the United States, covering more than 1 million people throughout the world.
GEHA was founded in Kansas City, Mo., in 1937 as the Railway Mail Hospital Association. It covered medical expenses to employees of the U.S. Railway Mail Service. In 1957, it expanded to cover medical expenses of all federal employees and retirees, and 2 years later, it became one of the first plans eligible to provide insurance under the Federal Employees Health Benefits Act of 1959. It became the Government Employees Health Association in 2007.
GEHA offers several plans, including a high deductible plan and Preferred Provider Organization fee-for-service. Employees can also use their health savings account with GEHA plans. The company also provides services under the Federal Employee Dental and Vision Insurance Program.
Federal employees and retirees who are eligible for Medicare can use their GEHA plan to help pay their Medicare deductible, as well as any costs that Medicare does not cover, as long as it is covered by GEHA.