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What is a guarantor on a medical form?

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Quick Answer

According to WellSpan Health, the guarantor is the person legally responsible for charges incurred. A person over the age of 18 is typically listed as her own guarantor.

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Full Answer

An adult over the age of 18 may not be listed as her own guarantor if she is a college student and remains under her parents' health insurance plan or if she is mentally or physically disabled and not competent to cover her own medical expenses. A person under the age of 18 may be her own guarantor if she is legally emancipated or if she has a child in her own custody.

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