The Department of Housing and Urban Development takes part in the Affordable Housing Program, a program designed to aid families who pay more than 30 percent of their income on housing. Programs for rental assistance are also available.
As of 2015, the Affordable Housing Program offers a number of programs, including help for individuals who would like to rent or buy a home. Funding is also available for those who already own a home to help them keep it. Also, a number of resources are available for homeless people, including homeless veterans, the chronically homeless and young people. The Affordable Housing Program also helps victims of Hurricane Sandy with regard to foreclosures of their homes.
The Office of Affordable Housing Programs (OAHP) administers a number of different grant programs to individuals looking for home-buying assistance. This includes the HOME Investments Partnerships Program (HOME), which provides local governments and states with grants to fund activities like building, buying and rehabilitating housing, as well as providing direct rental assistance to low-income families. The Self-Help Home Ownership Opportunity Program (SHOP) provides money to many non-profit entities that acquire home sites for low-income families or help to improve or develop existing infrastructure for volunteer-based home-ownership programs.