What Are Some Financial Hardship Grants?


Quick Answer

Some financial hardship grants include food assistance, housing assistance and cash assistance. Both government organizations and private charities offer hardship grants, and eligibility depends on the income of the recipient, the needs of the recipient, the number of minor children and adult dependents that depend on the recipient, and the number of applicants seeking the resources.

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Full Answer

The Supplemental Nutrition Assistance Program offers financial hardship grants in the form of debit cards to purchase food. Eligibility depends on income, available family savings and resources, personal expenses, and the number of people dependent on the household income. Alternatively, most communities have at least one private charity that offers hardship grants in the form of directly distributing food, clothing and toiletries.

Government organizations also offer cash assistance in certain situations. This type of assistance is called Temporary Assistance for Needy Families, and governments offer this cash for low-income households with minor children. The money helps secure immediate housing, clothing and childcare needs as well as long-term services that foster financial independence such as vocational training and English instruction. Universities and other educational or job-training institutions often provide financial hardship grants to low-income students in the form of scholarships or tuition waivers.

Rather than provide housing assistance directly to individuals and families, many states such as California give housing funds to charities and not-for-profit organizations. These organizations then either disburse the funds so recipients can secure housing or they build housing projects that provide housing to needy clients.

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