Individuals with disabilities can receive financial assistance by applying for Social Security disability insurance or supplemental security income, according to the Social Security Administration. Only individuals who meet the minimum work requirements and have paid into Social Security are eligible for Social Security disability insurance. Supplemental security income supports individuals based on financial need and does not consider past work or taxes.
Applicants can use the benefits eligibility screening tool at Benefits.gov to determine which Social Security plans is a better fit. The tool does not collect personal identification information or provide benefits estimates, but it does provide information on how to apply for benefits for which the applicant may qualify, states Benefits.gov. Individuals with disabilities can also visit the main page at Benefits.gov to search for other types of financial assistance.
To qualify for Social Security disability insurance, individuals must have earned a minimum number of work credits. This number is 40 for most individuals, but may be lower for younger applicants, explains the Social Security Administration. Applicants must have earned at least 20 of these credits in the 10 years prior to becoming disabled. Workers can earn up to four credits a year, earning a credit for a set amount of wages or income, which changes annually. In 2015, this amount is $1,200 for each credit.